Be clear about how you think of money and how you spend it. Money doesn’t buy happiness, but it can certainly make you comfortable. Let’s consider the time it takes you to earn money. Let’s say you earn $15 an hour at your job, and you’re considering purchasing a TV […]

Something to think about. If a church or temple has been renting for ten to twenty years, just say the church is paying $1,000.00 a month. Let’s do the math. $1,000 x 12 = $12,000.00 per year. $12,000,00 x 10 $120,000,00 and $ 12,000.00 x 20 =$240,000.00. We all have […]

This links up with a MKFP post not so long discussing integrity. We can all agree to the command “do what’s right!” The 1989 movie penned it as “Do the Right Thing”. Some may think this is reserved only for how we deal with one another when it’s actually a […]

Getting your tax refund back on a prepaid card may sound convenient, but does it make financial sense? For those without bank accounts, a prepaid debit card may be the fastest way to get an income tax refund. It’s an option offered by all the major tax preparers. But for […]

Any time that we want to change our financial picture, we need to start by setting financial goals. Many people look at the New Year as a good time to begin making changes and creating new financial habits. In order for our changes and goals to be successful, we should […]

1. Not buying refurbished electronics. Free yourself of the notion that refurbished electronics are rejects or failures. Any returned item gets labeled as refurbished. So, look into a good deal on perhaps a new-to-you iPhone or laptop. 2. Buying gift cards in store. You don’t know what to get your friend, but you know […]

Delaying even a small task or issue can most times result in a big expensive problem or project. Kicking the can or putting off until later can sometimes result in very expensive lessons. Procrastination costs — big time. We’ve all done it: Put off something until tomorrow that could have […]

Consider your relationship with money and how you’ve used it. The point of this introspection is to try and understand your relationship with money and how you use it in your life – understand the areas where you’re weak, the areas where you’re strong, and how you can improve the […]

Many of you have enjoyed watching Cookie’s antics every week on the show Empire. While you were watching, the term IPO was mentioned at least once every episode. An IPO or initial public offering is the first sale of stock by a company to the public giving those who purchase […]

Most middle-aged adults and soon-to-be retirees have the same question: How much do I need to retire? We should consider this question at all ages and stages. There are no easy answers, nor is there a one-size-fits-all approach. Since how much you need for retirement is based on your specific […]